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Whether you are a first-time buyer or an experienced buyer with excellent credit, Caliber Mortgage Inc has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!

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Current Rates

Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.

Current Rates

Current variable mortgage rate is

5.90%

Current prime rate is

6.70%

- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
- 6 Months
- 6.59%
- $675.29
- 5.99%
- $639.21
- $36.08
- 1 Year
- 6.09%
- $645.17
- 5.99%
- $639.21
- $5.95
- 2 Years
- 5.79%
- $627.38
- 5.74%
- $624.43
- $2.94
- 3 Years
- 5.79%
- $627.38
- 5.34%
- $601.11
- $26.27
- 4 Years
- 6.09%
- $645.17
- 5.24%
- $595.34
- $49.82
- 5 Years
- 6.34%
- $660.15
- 4.69%
- $564.08
- $96.07
- 7 Years
- 6.60%
- $675.90
- 5.84%
- $630.33
- $45.57
- 10 Years
- 6.85%
- $691.18
- 5.99%
- $639.21
- $51.97

_{Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.}

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Calculators

Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.

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How to Apply

Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.

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Fast response and professional, the one I would recommend to all my friends and family.

CHANNING C.

Joseph was very professional, paitent and easy to work with, he broke down all scenarios for us to provide the best advice.

Amb

Joseph is excellent and great. He is very responsive and will brainstorm and research mortgage solutions for you. He delivers good two-way dialogues with you and can adjust to your needs.

Henry Shew

Joseph is very professional, responded to all my questions and explained everything in details. Also , he is responsive and gave clear answers and necessary advices . I highly recommend him. Thank you Joseph for your help.

Sergiy Zavtur

Very pleasant to deal with. Answered all our questions and concerns and very responsive. We will work with him again in the future!

Maritza L

Been dealing with Brady for well over 5 years. He made both of my mortgage transactions very simple and did all the leg work for me. I couldn’t be bothered with finding a home appraiser and lawyer but he made it easy and no headaches. He is very knowledgeable and always responded promptly. I would definitely refer him to family and friends.

Felipe Ribeiro

Bredy was very helpful and professional in helping us with our mortgage. Always friendly and willing to answer any questions regardless of time of day. He works extremely quick and is super knowledgeable. I highly recommend anyone and especially first time home buyers to go to Bredy for their mortgage needs.

Jason Chen

Bredy is very knowledgeable and great to work with! He is very professional and extremely responsive to questions. He guided us through the mortgage process seamlessly – highly recommend!

Lilia Akhavan

I found Bredy through a family member’s recommendation (through his 5 star Google reviews).

Bredy is a very responsive and connected mortgage agent. His mortgage application process is very seamless if you have all the documentation. He will contact you during evening and weekends, and is very accommodating.

I ultimately had plans to sell my place so I didn’t need to proceed with my mortgage application. My sibling did get a mortgage with him and they are satisfied with the rate Bredy got.

Fiona Huang

Current Rates

Current variable mortgage rate is

5.90%

Current prime rate is

6.70%

- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
- 6 Months
- 6.59%
- $675.29
- 5.99%
- $639.21
- $36.08
- 1 Year
- 6.09%
- $645.17
- 5.99%
- $639.21
- $5.95
- 2 Years
- 5.79%
- $627.38
- 5.74%
- $624.43
- $2.94
- 3 Years
- 5.79%
- $627.38
- 5.34%
- $601.11
- $26.27
- 4 Years
- 6.09%
- $645.17
- 5.24%
- $595.34
- $49.82
- 5 Years
- 6.34%
- $660.15
- 4.69%
- $564.08
- $96.07
- 7 Years
- 6.60%
- $675.90
- 5.84%
- $630.33
- $45.57
- 10 Years
- 6.85%
- $691.18
- 5.99%
- $639.21
- $51.97

There are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional.

While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.

Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.

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Current Rates

Calculators

How to Apply

Current Rates

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